Long-Term Care is a worry for most people. How can I afford it? How much protection will it provide?
Long-Term Care plans cover a wide range of services for individuals who need assistance in different areas of their everyday living. Some of the covered services include skilled nursing care, personal care, occupational, rehabilitation, physical, and speech therapy, homemaker services, and hospice and respite care. These policies also cover services provided in adult day care centers, assisted living facilities, and nursing homes.
In addition, some annuity and life insurance products include extra provisions for helping to pay for long-term care.
If you are interested in long-term care coverage, we will help you determine the best option to meet your needs and your budget.